# 2023 安心的銀行轉帳帳號設定

## 維持預設的非約定帳號轉帳額度限制

可避免大筆資金在未經授權下被轉出。

## 只互相約定自己名下的帳號

如此可以方便地在各銀行間進行資金調動，但不又不用擔心不小心轉出大筆資金。

## 需要進行大筆款項轉帳時，再臨時約定，完成後立刻解除

網路銀行、手機 app 等即可新增、刪除約定帳戶。刪除是立刻生效，新增則需 48 小時才能生效，且銀行會以 mail 簡訊等通知，仍舊相當安全。


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