# 2023 簡單的銀行帳號整理方式

## 分別建立傳統與數位帳號

用傳統帳號與數位帳號來做用途區分。

### 傳統帳號

傳統帳號用於存放大筆資金，且不在傳統帳號上設定任何自動扣繳。如此傳統帳號上的資金可以安心，絕不會流失或因帳號外流而產生問題。

### 數位帳號

日常使用，如付款、代扣繳、綁定支付等等。因為帳號資金出入項目會較為複雜，因此不適合放大資金。


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